Bougie on a budget

Ok I’ll be honest. I have a ton of student loan debts (like many of my peers) but I also have what my MIL likes to call “champagne taste on a beer budget.”

Personal style is really important to me. I went to a private school where I wore the same thing day in and day out. I feel most like myself when I can dress the way I want, which often comes with a high price tag.

Recently, I’ve begun to accept the fact that I really need to focus on spending better and spending less.

Spending better – only buying things that are 1) quality and will last longer. That cost per wear y’all. 2) make me feel good and no buyer’s remorse. I recently have begun swapping my beauty products for green & clean ones. 3) things that better myself, like my yoga studio.

Spending less – This is pretty self-explanatory but does ladder into spending better. If I buy better quality things and only things I truly love, I’ll buy fewer items. I also love a good coffee out, but that racks up quickly. I’m not going to ditch it all together, but just do it less.

Some things I’m doing to help me be better with money:

Podcast Bad with Money by Gaby Dunn – I recently discovered this from listening to another podcast called Glowing Up. What I appreciate about this Gaby’s refreshing take on “who was going to tell us this?” Meaning, who was supposed to tell us about 401ks or investments. It’s also super interesting from the perspective of the societal structures that keep the rich rich and poor, well, poor.

Investing/Saving – I’m a little ashamed to admit, I only just started a 401k about a year ago. Late is better than never I suppose. I’m also dipping my toe in investing with Ellevest. I don’t put in more than I’m willing to lose, because to be honest, much like Gaby  Dunn investing still mystifies me, but I know the investing gap is REAL.

Using services that help me save – when I do shop online, I’ve started to make sure I use ebates. It’s not a ton of money, but in the past two years, I’ve probably gotten a return of ~$100, which adds up! Also I make sure that I constantly use things like Hotels.com to get rewards. My husband I were recently able to get a hotel room for free on a last minute trip.

Shop used – I’ll admit sometimes this is hard. Because shiny new consumerism! However, things like Luxury Garage Sale and The Real Real is a great way to get something in a good condition at sometimes half the cost.

I’m really focusing on making a huge dent in my debt this year and to have financial freedom. What steps do you take to feeling in control of your finances?

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Bougie on a budget

La La Land

I’m gonna be real. When I first visited Los Angeles I hated it. I mean really, really hated it. I don’t like the beach already (like I can handle it in small doses) and my husband loves the beach. So we spent more than half our time there.

Slowly, I’ve come to enjoy parts of LA. Mostly due to the fact of making friends with co-workers in the west coast office. I go there a few times of year for work but recently Casey and I went on a trip there for fun and to support our friends in The Ghost Inside.

Here’s a little bit about our trip!

We AirBnB‘ed it. I’m such a fan. We almost always use it when we travel for fun. We got a killer deal on a cute bungalow in Venice. It had an adorable lemon and orange tree in the backyard!

Some of my favorite things from the trip were:

Rose Cafe – Venice // OMG. That french toast was amazing. Like so fluffy, so thick. So happy a friend recommended it. I went with some gal pals while Casey explored the beach and then promptly made me take him the next morning!

The Milk Shop – Silver Lake // I think there’s also one in Culver City, but we were meeting friends who live in Los Feliz and this just made sense. It was so delicious. That macaron ice cream sandwich was absolutely unbelievable!

Yolk – Silver Lake // Silver Lake is slowly becoming my favorite LA neighborhood and this cute little home store is across the street from Milk. Casey bought me a candle and a really cute blanket!

All the succulents! EVERYWHERE! They grow so large in Southern California! I wish I could have taken all of them home with me.

I will say (said in quiet whisper voice) I’m not too wild about Santa Monica. It’s really touristy and I understand sometimes you just absolutely go an experience something. There’s so much to see and do in LA and I just feel like it’s nothing special. But hey, that’s just me!

Have you visited the LA area? What are your go-to spots?

 

La La Land

Dainty, Dainty, Dainty

I really want to set the tone of this post and the title is said to the tune of sexy, sexy, sexy from ODB’s Baby I got your money.

Now that’s out of the way we can really focus on the actual point of this post: dainty jewelry. In the past few years I’ve really moved from large statement pieces (although I’m not above them in the right situation) to smaller, minimal jewelry.

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Below are some of the pieces I’m currently craving. My go-to shops are Catbird, Etsy and Moulton. Have you gotten any good pieces lately?

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Dainty, Dainty, Dainty

Bed crushing

So lately I’ve been really wanting to update our bed. Casey and I have had the same bedroom set for a few years (since we started living together).

I really love this entire platform bed trend – but we’re at a point where we would have to update a lot of things for it to not look too disjointed.

Is there anything in your home you’ve been craving to update?

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Bed crushing

Flower Crowns

In case I hadn’t mentioned, one of my besties is getting married this year. So me and the other women in her life are busy pinning away to help give her ideas for the wedding.

One trend we’re loving are bridal flower crowns. This trend was just starting to get momentum right after my wedding (so unfortunate), so I’m living vicariously and just keep throwing them on her board. Do you love these, too?

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Flower Crowns

Buy or DIY: Wall Hangings

Has anyone else been enamored with woven and tassel wall hangings? (No, just me? whatever).

Like seriously my Pinterest is flooded with them. At Texas Style Council Camp last year we had this as a DIY activity. Let’s talk about time consuming. Granted, most things in life worth doing are. I still want to try my hand at making my own, but luckily there are quite a few on Etsy and I’ve bought one from the Dallas Flea before.

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So whatcha think? Are you into the trend? Would you buy or diy?

Buy or DIY: Wall Hangings

Blanket Weather

So (at least in Texas) we’re in weather where it could be warmish during the day, but chilly at night. Which means, having several stylish blankets around is ideal. They’re great for Netflix marathons and for the patio with your gal pals.

I got an amazing blanket when in Costa Rica and it got me searching for some more to keep the house stocked. I’m borderline obsessed with that white blanket from The Citizenry. What do you look for in a blanket?

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Blanket Weather